Online Payments

Online payments allow users to transfer money quickly and securely using digital platforms.

✔ UPI - Enable real-time payments via Collect, Intent, and QR with high success rates.
✔ Cards - Accept credit/debit cards securely with tokenization and 3DS authentication.
✔ Net Banking - Support direct bank payments with reliable processing and strong authorization.
✔ Wallets - Integrate popular wallets for fast and convenient payments.
✔ BNPL & EMI - Offer flexible pay-later options to improve affordability and conversions.
✔ BBPS - Facilitate utility and recurring bill payments through a unified integration.
✔ Payment Pages & Links - Create payment pages or share secure links to collect payments instantly.
✔ Subscriptions & Mandates - Automate recurring payments with UPI AutoPay, eNACH, and cards.
✔ AEPS - Provide Aadhaar-based services like cash withdrawal and balance enquiry.

In-Store Payments & Assisted Commerce

In-Store Payments & Assisted Commerce make retail payments quick and easy. They support multiple payment methods with smooth and assisted checkout.

✔ POS - Accept card payments through integrated POS and Smart POS devices, designed for consistent in-store performance.
✔ SoftPOS - Convert NFC-enabled smartphones into payment terminals and accept contactless payments without additional hardware.
✔ Tap to Pay - Enable NFC-based card and device payments with fast, low-friction checkout.
✔ Soundbox - Provide instant audio confirmations for every transaction, giving merchants real-time visibility at checkout.
✔ Micro ATM - Support cash-in, cash-out, and basic banking services through interoperable Micro ATM devices.

Settlements

Settlements handle the transfer of funds to merchant accounts. They ensure timely payouts and easy financial tracking.

✔ Settlements - Automate fund transfers to merchant accounts based on configurable settlement cycles.
✔ Split Payouts - Distribute payments across multiple beneficiaries to support marketplace and platform models.
✔ Reconciliation - Match transaction data with bank records to identify and resolve discrepancies.
✔ Ledger - Maintain a detailed ledger of transactions, settlements, and adjustments for accurate financial tracking.

Fraud & Compliance

Fraud & Compliance help prevent fraud and ensure secure transactions. They maintain compliance with industry standards and regulations.

✔ Fraud Detection - Detect and block fraudulent transactions in real time using rules and behavioral analysis.
✔ 3DS - Add an additional authentication layer for card payments with 3D Secure.
✔ Security - Protect payment data through encryption, secure vaulting, and a compliance-driven architecture.
✔ Chargeback Management & Dispute resolution - Manage and resolve chargebacks with structured workflows, evidence handling, and real-time tracking to reduce losses

Developer Platform

The Developer Platform helps developers build and integrate applications easily. It provides APIs, SDKs, and tools for faster and smoother development.

✔ APIs - Integrate powerful payment APIs to enable seamless, secure, and scalable transactions across all platforms.
✔ Webhooks - Receive real-time updates on transactions and system events through event-driven notifications.
✔ SDKs - Integrate payments into Android and iOS apps using ready-to-use SDKs.
✔ Sandbox - Test and simulate transactions in a controlled environment before going live.

Value Added Services

Value Added Services add extra features to improve business performance. They help enhance customer engagement and operational efficiency.

✔ Loyalty - Integrate loyalty programs to reward customers at checkout and drive repeat purchases.
✔ Gift Cards - Support issuance, redemption, and management of digital and physical gift cards.
✔ Lending - Offer lending solutions based on transaction data and business performance.
✔ Invoicing - Generate invoices and collect payments through integrated billing tools.
✔ Agentic commerce - Enable AI-driven commerce where agents can discover products, initiate transactions, and complete payments within defined controls and workflows.